Reshta
A Private Money Tracker for iPhone. No Bank Connection Needed.
Reshta makes manual tracking as quick and simple as possible, with all categories visible on one screen and intuitive drag-and-drop transaction recording.
How Reshta works
Everything in Reshta is a card you create yourself:
- Income – where your money comes from: Salary, Freelance, Gifts.
- Accounts – where you keep it: Wallet, Bank Card, Savings.
- Expenses – where you spend it: Food, Rent, Transport.
To record a transaction, hold a card, drag it onto its destination, and enter the amount. You can also use the built-in calculator, add tags, or leave a note.
The direction of the drag defines the transaction:
- Income → Account – money coming in.
- Account → Expense – money going out.
- Account → Account – money moving between your own accounts.
Income and expense totals reset on the 1st of each month. Account balances carry over, because they represent the money you actually have.
FAQ
Does Reshta connect to my bank account?
No. Reshta does not connect to your bank, use Plaid or any similar aggregator, or ask for your banking credentials. Transactions are recorded manually by dragging one card onto another, so your bank login never enters the picture.
Is Reshta free?
Yes. Reshta is free to download and use with up to five cards in each category: income, accounts, and expenses. If you need more, the subscription costs $1.99 per month or $11.99 per year and includes Family Sharing. There are no ads.
How is my financial data protected?
Your data is stored in an encrypted database and used only to provide the app’s functionality. It is never sold, rented, or shared with third parties.
Reshta contains no tracking, analytics, or crash-reporting software. You can export all your data as CSV at any time, and deleting your account permanently removes your data from the server.
How do I record a transaction in Reshta?
Touch and hold the card the money is coming from until you feel a haptic tap, then drag it onto the card the money is going to. Enter the amount and tap the checkmark.
- Income → Account records money coming in.
- Account → Expense records spending.
- Account → Account moves money between your own accounts.
Can I share Reshta with my partner or family?
Yes. Your data belongs to your account rather than a single device, so you can share the account with your partner or family and manage the same finances together. Everyone sees the same cards, balances, and transaction history.
Family Sharing is included with the subscription.
Does Reshta support multiple currencies?
Yes – 43 currencies. Each card can have its own currency. When you move money between cards with different currencies, Reshta converts the amount using daily exchange rates.
If the rate you actually received was different, you can adjust either side of the transaction manually.
Why do my income and expense totals reset every month?
Because they answer a monthly question: how much came in and how much went out this month?
Income and expense totals reset to zero on the 1st of each month. Account balances do not reset because they represent money you still have.
Nothing is deleted when the totals reset. All transactions remain in your history.
Can I track cash spending?
Yes. In Reshta, a Wallet card works like any other account. Record cash spending with the same drag-and-drop action you use for card payments, and it will be included in your totals and history.
This is also one advantage of manual tracking: bank-connected apps cannot automatically see cash transactions.
Can I use Reshta on more than one device?
Yes. Your data is tied to your account, not to a single phone. Sign in on another device and continue where you left off.
Is there an Android version or an iPad app?
Not at the moment. Reshta is built for iPhone and requires iOS 26.2 or later.
Can I get my data out of Reshta?
Yes. You can export all your data as CSV at any time.
If you decide to leave Reshta, deleting your account also permanently removes your data from the server.
What does “Reshta” mean?
Решта (reshta) is the Ukrainian word for change – the money a seller gives back when you pay more than the price.
Reshta is an iPhone money tracker built by Mykyta Soloviov, a solo developer. It is not affiliated with any other app or service that shares the name.
Start tracking your money privately
Free to download. No bank connection. Just drag to record a transaction.