Reshta Get the app

Terms of use

Last updated: 1 October 2026

The short version. Reshta is a tool for keeping your own money records. It isn't a bank and it isn't financial advice: everything in it comes from what you entered. The app is free to use on your device; Reshta Pro, an optional subscription, adds sync and unlimited categories. Your records are yours.

1. Who I am, and these terms

Reshta is made and run by one person, Mykyta Soloviov, based in the United States — [email protected]. The app is licensed to you under Apple's Standard EULA. These terms add the rules for Reshta itself. By using Reshta you agree to both. The privacy policy explains how your data is handled.

2. What Reshta is, and isn't

  • Not a bank or payment service. It holds no money, moves no money and never connects to your bank.
  • Not financial, tax, investment or legal advice. For advice, ask a qualified professional.
  • It doesn't check your numbers. Everything in it is what you entered. Keep your statements and receipts as your official records.
  • Exchange rates are approximate. They come from a third party, are refreshed regularly and won't match what your bank charges. Don't use converted amounts for payments, taxes or anything official.

3. Your records

  • They're yours. I don't claim them, sell them or use them for ads; I store and sync them only to run Reshta.
  • Without sync, they exist only on your device. If you delete the app or lose the device without a backup, they're gone.
  • Signing out removes them from the device, and changes that haven't synced are lost.
  • You can export them as CSV files or save a backup file at any time in Menu › Data.

4. Your account

You need an account only to sync. Use an email address you control, keep your password safe, and email me if you think someone got in without your permission. You're responsible for what's done through your account.

5. Reshta Pro

The Free plan allows up to 5 active categories of each type (income, account and expense). Categories over the limit stay readable but can't be used in new transactions; reorder them to choose which are active. Reshta Pro adds sync across your devices and unlimited categories. The Free plan's limits may change.

  • Pro is an auto-renewing monthly or annual subscription bought through Apple. The price, length and any free trial are shown before you buy, and payment is charged to your Apple Account when you confirm.
  • It renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it in Settings › your name › Subscriptions or in Menu › Reshta Pro. Deleting the app or your account doesn't cancel it.
  • Apple handles billing and refunds — see reportaproblem.apple.com.
  • Pro belongs to your Apple Account, not your Reshta account, and works on devices signed in with that Apple Account.
  • If Pro ends, sync pauses. Your data stays on your devices and in your account, and sync resumes when you subscribe again.

6. Rules

  • Don't use Reshta to break the law or to pretend to be someone else.
  • Don't try to reach other people's accounts or records, and don't attack or overload the service or probe it for weaknesses without my permission.
  • Don't use bots or scrapers on the API, or build products on it, without my written permission.

I may suspend or close an account that breaks these terms or the law, or that puts the service or other people at risk.

7. Deleting your account

You can delete your account at any time in Menu › Profile › Delete Account. Deletion is immediate and permanent and removes everything in the account, so export or back up anything you want to keep first. It doesn't cancel Pro; cancel that with Apple.

8. No guarantees

Reshta is early software made by one person. It's provided as is, may have errors or downtime, and may change or stop. To the extent the law allows, I'm not liable for losses from using it, including decisions based on what it shows. Apple's Standard EULA has the full warranty and liability terms.

9. Changes and contact

I may update these terms as Reshta changes; the date at the top shows the current version. Questions go to [email protected].